Job Title: Principal Solution Architect - Director Level
Location: Atlanta, GA
A Senior candidate required. C-Suite level Expert with over 12 to 15 years of experience.
Job Summary:
We are seeking a highly experienced Principal Solution Architect with a deep understanding of the payments ecosystem, specifically within the banking industry. This role focuses on integrating advanced payment systems across diverse platforms, engaging with senior leadership across multiple lines of business (LOBs), and influencing decisions on payment solutions. The candidate must possess extensive expertise in various payment methods and rails, including consumer, commercial, and treasury banking solutions. As a strategic leader, you will drive technology adoption and facilitate conversations with key stakeholders to align business objectives with cutting-edge payment technologies.
Key Responsibilities:
- Architectural Analysis: Assess and enhance current payment systems to identify strengths, weaknesses, and areas for improvement.
- Collaboration: Work closely with senior leaders across multiple LOBs to identify solutions, quantify value and ROI, and address business challenges in payments.
- Solution Design: Design high-level payment solutions, integrating modern fintech technologies with traditional banking systems to ensure seamless operations and compliance with security standards.
- Technology Recommendations: Propose innovative solutions for the payment ecosystem, focusing on payment integration, fraud detection, risk management, and scalability.
- Strategic Advisory: Serve as a trusted advisor on payment-related technology strategies, influencing C-level executives and decision-makers.
- Risk and Compliance: Ensure payment systems adhere to regulatory, risk, and compliance standards, including security protocols such as OAuth2/3, encryption, and SSL.
Minimum Requirements:
- Experience:
- 7+ years of experience in payment integration, card payment processing, and authorization/authentication within the payments and financial services industry, preferably in banking.
- Deep expertise in payment rails including ACH, Wires, PEP+, RTP, FedNow, Zelle, Card Networks, Payment Gateway, and Payment Orchestration layers.
- Strong hands-on experience with processor platforms, card networks, payment hubs, ACH originators, and payment transaction standards such as SO20022, ISO8583, PCI DSS, and ISO20022.
- Significant experience with risk, regulatory, and compliance aspects of payment processing and security (OAuth2/3, encryption, SSL).
- Skills & Abilities:
- Proven ability to articulate complex payment solutions to executive and C-level leadership.
- Expertise in Microservice-based architecture, REST APIs, event-driven technology, and native cloud services (Azure, AWS).
- Experience in integrating payment hubs with core banking systems, fraud and risk systems, and sanctions screening.
- Strong understanding of Cloud, Data, DevOps, Domain Driven Design, DevSecOps, and architecture frameworks like TOGAF.
- Effective communicator across various audiences, including business units, senior leadership, and external vendors.
Education:
Bachelor’s degree in Computer Science, Information Systems, or a related field, or equivalent experience.