UNIFY is looking to add a dynamic leader in our Risk Management area!
This role will oversee Operational Risk, Card Fraud and Fraud Mitigation. These respective teams are spread out across several major metropolitan areas in the United States (Los Angeles, Dallas, Las Vegas, Phoenix, etc.).
We are looking for someone who will bring both strategic and subject matter expertise to the organization.
The in-office expectation for this role is "flex-hybrid" with meetings both in person and virtual. Travel to support team members is expected on a self managed schedule.
Overview
UNIFY Financial Credit Union is one of the nation’s largest 100 credit unions with a reputation for being financially sound and growth-oriented. We’re expanding rapidly to meet the needs of a growing member base. At UNIFY, our team members work together to strive toward a common goal, “providing superior service to our members.” In doing so, we promote a culture where your ideas matter, your growth matters, and you matter. We encourage all team members to challenge and encourage themselves and their teammates to work smarter and to be more successful
Summary
- The Assistant Vice President of Risk Management is responsible for developing, implementing, and overseeing comprehensive risk management and fraud prevention strategies to protect the credit union and its members.
- This position is responsible for overseeing and optimizing all aspects of operations within the credit union, ensuring efficiency, accuracy, and adherence to industry standards.
- This position will lead a dedicated team and collaborate with cross-functional departments to ensure adherence to industry regulations, identify and mitigate risks, and maintain the highest standards of financial security.
Responsibilities
- Develop and communicate the credit union's risk management and fraud prevention strategies.
- Provide strategic guidance and data backed reports to the executive team and the board of directors on risk-related matters.
- Collaborate with department heads to integrate risk management practices into operational processes.
- Develop, execute, and continuously improve risk mitigation plans, fraud prevention programs and control strategies.
- Work closely with compliance officers to ensure adherence with all current regulatory requirements and industry standards.
- Deploy advanced fraud detection systems utilizing analytics and technology to stay ahead of emerging fraud trends.
- Oversee and enhance strategies to efficiently mitigate and manage risk, card fraud, and payment fraud risks, ensuring the protection of members and the integrity of the credit union’s financial transactions.
- Oversee end-to-end payment operations, including but not limited to ACH, drafts, wires, and other payment processing channels to ensure the timely and accurate processing of transactions while maintaining a high level of security.
- Management of all membership-related concerns, including opening new and maintaining existing memberships.
- Oversight of Unclaimed Property Reporting, Tax Reporting, Individual Retirement Accounts (IRAs), levies and legal garnishments, and all other miscellaneous membership-related administrative functions.
- Provide coaching, mentorship, and professional development opportunities for team members.
- Ensure full compliance with UNIFY Financial Credit Union Service Standards, policies, procedures and the Bank Secrecy Act.
- Perform all other duties as assigned.
Qualifications
- Bachelor's degree in Business, Finance, Risk Management, or a related field required. Master's degree preferred.
- Minimum of 7 years, in risk management, fraud prevention, and financial services.
- Extensive experience in payment operations within the banking or financial services industry.
- Strong knowledge of payment systems, regulations, and industry trends.
- Thorough knowledge of industry regulations, compliance requirements, and best practices.
- Exceptional leadership, strategic planning, and interpersonal skills.
- Proficiency in data analysis, risk assessment, and problem-solving.
- Effective communication and presentation skills, with the ability to communicate complex concepts to various stakeholders.
- Professional certifications such as Certified Risk Manager (CRM), Certified Fraud Examiner (CFE), and Accredited ACH Professional (AAP) or progress towards achieving certifications preferred.
See the UNIFY Difference!
At UNIFY, we believe that each team member is a valued contributor. Through a teamwork approach, we strive to provide a positive and rewarding workplace that helps our team succeed. UNIFY provides a work environment which promotes learning, growth, and the opportunity for team members to challenge themselves.
Competitive Compensation and Excellent Benefits Package* Includes:
Medical (PPO/HMO), Prescription, Dental (PPO/DMO), Vision, Life, and Short- and Long-Term Disability Insurance
Dependent and Medical Care - Flexible Spending Accounts
Vacation, Sick, Personal and Holiday Pay
401(K) Plan with employer match
Education reimbursement for approved programs
UNIFY banking privileges for you and your family
- All programs subject to review and change
An offer of employment is conditioned upon complying with UNIFY's requirements including, but not limited to, signing a consent to conduct a background investigation.
UNIFY is proud to be a drug-free, EOE including disability/vets. For more information on UNIFY, visit us at www.unifyfcu.com
